عنوان مقاله [English]
Banks play a key role in all economies and they are the main artery of the transfer of funds and financing. In our country due to greater reliance on bank financing, banks are much more important. The prominent role of banks in the economy in the general policies of resistive economic has been considered and ninth paragraph of the policies is devoted to this important issue. Resistive banking is top priority and essential prerequisite for the emergence of resistive economy in operational areas. The main question of this paper is "What is the definition of resistive banking and what the best practice for its implementation is?" the question is answered by library review and descriptive method.
For this purpose, the concept of resistive banking in terms of the concept of "resisting Bank" and "strengthened bank" is described and based on the pattern of segregation in the Islamic banking model, a framework of three types of banks (basic needs bank, development bank and commercial bank) is planned. In addition, as the newest type of banks, basic needs bank is described in three fields of resources, costs, and operations in detail.
The results of this study, in addition to concept of resistive banking, represent an operational framework for resistive banking based on the pattern of segregation wich one of models is described as a case study.