According to many economists, with the passage of nearly 40 years since the approval of the law on usury-free banking operations in the Iranian economy, there are still many challenges until the full realization of Islamic banking in the country. During this period, with different approaches to Islamic banking, various models have been proposed in order to remove usury from the banking system and realize Islamic banking. According to the pathology conducted in this research, the aforementioned models did not have a comprehensive view of the challenges facing the implementation of Islamic banking in the country, and this has prevented the implementation of many of the models proposed in this field. Thus, the problem of this research is: measuring the comprehensiveness of banking patterns in Iran in line with the realization of Islamic banking. By prioritizing the challenges facing Islamic banking in three economic, Sharia and institutional axes, the present research has examined the extent of their comprehensiveness in responding to these harms. This research, which was carried out by referring to library sources and the method of hierarchical analysis, further prioritized the importance of the mentioned axes and the challenges related to them, and finally, while introducing the most important challenges, to The ranking of patterns has been discussed. The results show that Sharia, institutional and economic axes are respectively the most important axes and the component of "guaranteeing interest on account and paying definite interest to depositors" is the most important challenge (in the Sharia axis). Also, according to the results of the research, the patterns of "Separation of bank services (current account) from investment (account)" and "Banking based on contracts and customer risk-taking" have higher effectiveness and comprehensiveness than other patterns.