نوع مقاله : مقاله پژوهشی
نویسندگان
1 استادیار و عضو هیئت علمی دانشکده اقتصاد دانشگاه خوارزمی
2 کارشناسی ارشد بانکداری اسلامی، دانشکده اقتصاد دانشگاه خوارزمی
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
This paper examines the effect of the structure of banking facilities on bank profits in Iran by using panel data during the period (2005-2014). For this purpose, two variables including macro variables and interabang variables have been used. In order to achieve this purpose, among the private banks 9 banks were selected, which provide their retail facilities in the form of Islamic contracts.
Since the installment sales and civic participation were respectively 33.40% and 34.10%, the most share of the total facilities were allocated in these form. Therefore, in order to examine the profitability of the banks, the above variables were considered as representative of the facility sector. Also, the profitability criteria used include return on equity, return on assets and net profit margin.
The results of the research show that there is a positive, negative and significant relationship between civic participation and installment sales with profitability criteria respectively.
کلیدواژهها [English]
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